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i heard suzie orman (it think thats her name) talk about this. it is a great idea IF you have perfect criedt. and you do actually get the 0%. most places say you have been approved but then you apply and its not the case. the big thing is making your payments on time. its all about if you have the money to spend. if your scrappign by or you will need that 10k in the next (however long your cd would be) then you should pass. but it is an easy option to make a little extra cash if you have the great criedt and the money to spend. i wouldnt suggest it. there are too many variables in the process. but if you do it try discover (as in the criedt card) cd's. they have a better intrest rate for that much money. and try it for a shorter time and see if it works well then go for a longer period of time. good luck!

Yes, I have done this in the past and it works just fine. The key as you have already poitned out is that you must be responsible enough to pay off the credit card before it starts accruing interest. When I have done it in the past I have made sure to pay off the credit card one month ahead of time so that I didn't cut it close.You can do the same thing with a credit card with 0% but without the cash advance but it doesn't work out quite as well. Simply charge all of your normal expenses to the credit card and when the monthly bill comes, pay the minimum and put the rest in your money market account instead paying off the balance.When I did it my interest rate on the money market was around 5% and the I netted about $450 out of it. That is not enough to make you rich, but it sure buys a lot of beer! And it truly was free money.

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i heard suzie orman (it think thats her name) talk about this. it is a great idea IF you have perfect cedrit. and you do actually get the 0%. most places say you have been approved but then you apply and its not the case. the big thing is making your payments on time. its all about if you have the money to spend. if your scrappign by or you will need that 10k in the next (however long your cd would be) then you should pass. but it is an easy option to make a little extra cash if you have the great cedrit and the money to spend. i wouldnt suggest it. there are too many variables in the process. but if you do it try discover (as in the cedrit card) cd's. they have a better intrest rate for that much money. and try it for a shorter time and see if it works well then go for a longer period of time. good luck!